Realize Your Dream of Home Ownership

Welcome to Fairway Mortgage Services, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Find Loan Products We Offer

  • PURCHASE

    Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

  • REFINANCE

    We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates. Start the Process Today!

  • APPLY NOW

    Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application.

First Time Home Buyers and VA Loans in California

Welcome to the official site of Sonic Financial Services. We are a full-service mortgage company based in Cerritos, CA. We specialize in First Time Home Buyers, FHA, and VA Loans in all of California. We can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Conventional | FHA | VA | USDA | HomePath | Jumbo | Commercial | Reverse Mortgage

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

What makes Sonic Financial Services unique is that we offer the following niche programs as well: Down Payment Assistance, Credit Repairs, Stated Income.

Contact Fairway Mortgage Services today to discuss your mortgage loan options, and find out which loan program will best suit your needs.